Schwab Market Perspective: 2025 Mid-Year Outlook

Tariff policy has clouded expectations for the second half of the year, but there are ways to navigate through the fog.

What Is the Debt Ceiling and Why Does It Matter?

What's the debt ceiling? Learn how the debt ceiling works and how a default on federal debt could impact the U.S. stock market and economy.

Fixed Income Outlook: Cool and Cloudy

Bouts of volatility may continue in the second half of 2025 as bond market investors navigate evolving tariff policy, U.S. government debt, and economic uncertainty.

Credit Spreads: Under the Radar, but Influential

Corporate credit spreads, whether investment grade or high yield, can often hint at hiccups in the stock market and the economy. But they tend to keep a low profile.

Why Is the U.S. Dollar Declining?

Historically the United States dollar strengthens when U.S. Treasury yields rise. But the reverse happened in April after the White House announced widespread tariffs.

The State of Rates and the Bond Market During Uncertainty

Collin Martin and Kathy Jones dissect the current environment for different types of bonds and bond investors.

Bear Market: Now What?

Bear markets can pose a challenge to your financial goals. Here are seven tips for dealing with down markets.

Treasury Bond Markets: Seeking Higher Ground

The combination of slowing economic growth and stubborn inflation, combined with uncertainty about U.S. tariff policy, is keeping investors cautious.

Treasury Bonds: Why Are Yields Dropping?

Treasury yields have been falling for weeks. Yet inflation expectations remain high and recent growth data have been fairly strong—not a traditional backdrop for declining yields. What's happening?

Preferred Securities: Balancing Yield with Risk

Preferred securities' yields may be appealing, but they almost always come with additional risks.