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Experts offer their insights on the U.S. and global markets.

Successful investing begins with being informed. Read the insights of top Schwab professionals and keep up with the daily flux of the stock market.


Market Commentary

Schwab Market Update

Crypto, AI Hit as Market Buckles Ahead of Nvidia

Resurgent credit worries along with AI caution and falling rate cut odds stalk the market ahead of Home Depot today and Nvidia tomorrow. Stocks hit a one-month low Monday.
November 18, 2025
Schwab Market Update

Risk Still Hibernating: AI, Crypto Lead Retreat

A turnaround Tuesday didn't show up, at least early, as AI and cryptocurrency assets continued to retreat. Home Depot earnings disappointed and risk-off sentiment is prevalent.
November 18, 2025
Schwab Market Update

Nvidia, Retail Earnings and Jobs Report Ahead

A busy week includes Nvidia earnings Wednesday, September jobs data Thursday, and a full shopping cart of retail earnings reports. Rate cut odds are down, and yields up.
November 17, 2025

Nvidia Earnings Ahead: AI Demand, Margins In-Focus

Investors will be looking for a read on hyperscaler AI spending, the impact of rising competition, and expansion to new growth areas in the chipmaker's upcoming Q3 earnings report.
November 17, 2025
railroad crossing intersections

Schwab's Market Perspective: Looking for Direction

While stock and bond markets wait for U.S. federal data to become available again, private-sector reports suggest lukewarm overall economic growth.
November 14, 2025
Schwab Market Update

After Worst Day in Month, Tech Limps Into Weekend

Stocks fell sharply Thursday, with tech among the hardest hit as AI valuations again got questioned and rate cut odds got pinched. Fed speakers today could get a close watch.
November 14, 2025

Q3 Retail Earnings Preview: Consumer Mood Darkens

Consumers are in a sour mood over inflation and jobs as major retailers prepare to report earnings and offer their outlooks for the holiday shopping period.
November 13, 2025
Schwab Market Update

Disney Up Next Following Firm Cisco Results

Disney's results could give insight into consumer entertainment spending. This follows a firm outing from Cisco and comes as investors eye D.C. for a possible end to the shutdown.
November 13, 2025
Schwab Market Update

Data Picture Still Foggy as Shutdown's End Awaited

Stocks are up this week as investors await a House vote to end the shutdown. Today brings Cisco earnings, followed by Disney tomorrow. Nvidia is in focus after Tuesday's retreat.
November 12, 2025

Can You Really Live on a Cruise?

Making a home aboard an ocean liner may sound like a dream for some retirees, but what are the pros and cons of living a life on the seas?
November 12, 2025

Desert Song: Relying on Alt Data for Economic Pulse

While we wait for federal data to come back online, private sector gauges continue to underscore still-weak manufacturing, resilient services, and mediocre job growth.
November 10, 2025
WashingtonWise: A Podcast for Investors

Using Bonds Wisely in a Bull Market for Equities

The Fed is cutting interest rates, and the bull market in equities shows no signs of slowing. So where do bonds fit in your portfolio?
November 6, 2025

Margin Loans and Purchased Money Market Funds

Money market funds aren't the same as cash when it comes to margin loans. Understanding the key differences can help avoid surprise margin loans and interest charges.
November 4, 2025

What Happened to Germany's Spending Boom?

German officials announced a massive stimulus program in early 2025. The results have been underwhelming so far, but we believe the economic boost to Germany and Europe is still coming.
November 3, 2025

3 Ways to Navigate Mega-Cap Concentration Risks

Mega-cap concentration in the S&P 500 index recently reached its highest level in more than 35 years. Is your portfolio prepared for the related concentration risks?
October 30, 2025
Federal Reserve building

Fed Cuts Rates for the Second Time This Year

The Federal Reserve lowered its policy interest rate by 25 basis points, as widely expected. However, dissenting votes may cloud the path forward.
October 29, 2025
An image of a beige book with stylized icons representing different industries and economic data coming out of it.

How to Effectively Read the Fed's Beige Book

Effectively reading the Federal Reserve's Beige Book can help investors spot economic, industry, and consumer trends that could potentially impact investment portfolios.
October 29, 2025

How Well Do You Know Market Cap?

Market capitalization is a key guidepost for anyone building a portfolio. Here's what to know.
October 29, 2025

Solana ETPs Cleared to Trade: What to Know

Trading of solana ETPs started October 28, 2025, but investors should proceed with caution.
October 28, 2025
A man sitting at a computer in a suit and tie.

Round Lots Regulatory Changes

New regulations will impact how bid, ask, and last sizes display on Schwab platforms starting Nov. 3, 2025. The updates will take effect automatically—no client action is required.
October 28, 2025

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