| Debit balance | Margin rate |
| US$0 - US$24,999.99 | Base rate + 1.825% |
| US$25,000 - US$49,999.99 | Base rate + 1.325% |
| US$50,000 - US$99,999.99 | Base rate + 0.375% |
| US$100,000 - US$249,999.99 | Base rate + 0.325% |
| US$250,000 - US$499,999.99* | Base rate + 0.075% |
Last changed on 05/06/2022, Schwab's current base rate is 7.25% and is subject to change without notice.