Skip to main navigation Skip to content

You are here

  1. Home
  2. Market Commentary
  3. What Declining Interest Rates Could Mean for You
Market Commentary

What Declining Interest Rates Could Mean for You

Market Commentary
Cash
Stocks
Government Policy
Markets
Bonds
Certificates of Deposit
Fixed Income
Mortgages
Personal Finance
Savings
By Schwab Center for Financial Research
December 30, 2019

See all infographics

  • Do’s and Don’ts for the Next Bear Market
    December 16, 2019

Related Content

  • SPACs: What Are They, and Are They a Risk to the Market?
  • Pump it Up: Earnings Season Starts Off Strong
  • Schwab Market Perspective: Springing Forward

Important Disclosures:

The information provided here is for general informational purposes only and should not be considered an individual recommendation or personalized investment advice. The investment products mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her particular situation before making any investment decision.

All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions.

Past performance is no guarantee of future results.

Investing involves risks, including loss of principal.

Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed-income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications and other factors.

International investments involve additional risks, which include differences in financial accounting standards, currency fluctuations, geopolitical risk, foreign taxes and regulations, and the potential for illiquid markets.

The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.

0719-9TDE

Not all products, services, or investments are available in all countries. Nothing on this website is an offer to sell or a solicitation of an offer to buy securities, products or services, by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation.

Investing in U.S. securities is not without risk. Investment returns will fluctuate and are subject to market volatility, so that an investor’s shares, when redeemed or sold, may be worth more or less than their original cost.

© 2021 Charles Schwab, U.K., Ltd. All rights reserved. Charles Schwab, U.K., Limited is authorized and regulated by the Financial Conduct Authority. Firm Reference Number 225116. Registered in England and Wales No. 4709153. Registered Office: 78-84 Colmore Row, Birmingham, B3 2AB.

Own your tomorrow logo
  • What We Offer
    • Schwab Brokerage Account
    • Investment Products
    • Investment Advice
    • Trading Tools & Resources
  • What We Charge
    • Pricing
    • Costs of Investing
  • Why Schwab
    • Compare Us
    • Satisfaction Guarantee
    • Account Protection
    • Service & Support
    • About Schwab
    • Invest and Trade on Your Own
    • Work With a Consultant
    • Expatriate Essentials
  • Insights
    • Workshops & Webinars
    • U.S. Market Commentary
    • Investing Education
    • Schwab News & Research
    • Daily Updates
    • Why the U.S.
    • Investing Principles
    • U.S. Taxes
    • Questions to Ask
  • About Schwab
  • Privacy & Security
  • Account Protection
  • Security Guarantee
  • Schwab Business Continuity
  • Modern Slavery Act
  • Complaints Policy & Procedures
  • SchwabSafe
  • SEC Disclosure
  • Pillar 3 Disclosure
  • Terms of Use
  • Best Execution
  • Fund Your Account
  • Forms & Applications
  • Contact Us
  • Site Map