Charles Schwab U.K., Limited is authorised and regulated by the Financial Services Authority ("FSA"). In establishing a U.S. brokerage account, Charles Schwab U.K., Limited will introduce you to Charles Schwab & Co., Inc. ("CS&Co."), a U.S. broker-dealer. The account will be operated by CS&Co. from the U.S., CS&Co. is not authorised to carry on investment business in the U.K. but is regulated under U.S. securities law. All or most of the protections provided by the U.K. regulatory system do not apply, but U.S. securities protections do. There is no coverage by the U.K. Financial Services Compensation Scheme but coverage under the U.S. scheme, SIPC (Securities investor Protection Corporation). If you have any questions regarding this, please do not hesitate to contact Charles Schwab, U.K., Limited: in U.K. 0845 600 3575, in Switzerland 0800 563821.
General Warning About Investments
The price and value of investments and their income fluctuates: You may get back less than the amount you invested. Remember that how an investment performed in the past is not necessarily a guide to how it will perform in the future.
Foreign currency-based investments are subject to fluctuations in exchange rates, which may have an adverse effect on the value, price or income of your investment.
Where an investment is described as likely to yield income, or as being suitable for an investor who wants an income from his/her investments, you should bear in mind that income from investments may fluctuate and part of the capital may be used to pay that income.
There is an extra risk of losing money when shares are bought in some smaller companies including penny shares. There is a big difference between the buying price and the selling price of these shares. If they have to be sold immediately, you may get back much less than you paid for them. The price may change quickly and it may go down as well as up.
The rules on taxation can change. The value to you of any tax benefits will depend on your tax position. You should consult your tax adviser in order to understand the impact of your investment decision on your tax position.
Our Products and Services
Charles Schwab, U.K., Limited does not make personal investment recommendations. The information on this website is provided solely to enable you to make your own investment decisions and should not be treated as a solicitation or recommendation to buy, sell or otherwise deal with any particular investment.
The investments and/or investment services referred to in this website may not be suitable for all investors. If you need advice, you should consult your financial adviser.
Our products and services are designed for U.K. residents (with the exception of Swiss residents discussed below).
Offshore funds licensed in the U.K. are available only to non-U.S. persons. The U.S.-registered mutual funds in Charles Schwab's Mutual Fund Marketplace are available only to investors with an U.S. residential address.
The Information on This Website
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Additional Information for Swiss Investor
We can only offer or distribute units or shares of unit trusts, funds or investment companies which quality as "foreign investment funds" under Swiss Law, if they can be registered with the Swiss Federal Banking Commission, unless the offer or distribution is exclusively addressed to Swiss institutional investors without any public offering.
